by David Rewcastle | Nov 29, 2022 | portfolio
You may be able to choose from a fixed or variable-rate loan. This is because the prime rate and other index rates can change during the loan term. Understanding how a fixed rate works will help you choose the right rate for financing and repayment terms. Fixed...
by David Rewcastle | Nov 17, 2022 | portfolio
Asset allocation is the process of dividing your investments between different assets such as cash, bonds, stocks, or bonds. It is an individual decision. The asset allocation that works for you depends on your risk tolerance and how long you are willing to invest....
by David Rewcastle | Nov 2, 2022 | wealth
A bond ladder is a portfolio that consists of individual CDs and bonds that mature at different times. This strategy provides current income and minimizes interest rate fluctuations. Instead of buying bonds due to maturity in the same year, buy CDs or bonds which...
by David Rewcastle | Nov 1, 2022 | wealth
These debt instruments can be used to diversify your portfolio. Fixed-income investments offer a safe and low-risk way for investors to earn a steady stream of income, especially retirees. These types of debt instruments provide a guaranteed return as long as they are...
